Bank Negara Indonesia (Persero
Hub Segmentasi: Perbankan (Financials Hub)
Mengukur selisih bunga bersih terhadap total aset produktif bank. Nilai sehat di atas...
Rasio kredit macet dari total pinjaman yang disalurkan. Batas aman OJK adalah di bawa...
Rasio penyaluran kredit dibanding dana simpanan nasabah. Rentang ideal likuiditas ada...
Rasio efisiensi operasional bank. Semakin rendah angkanya menunjukkan operasional yan...
Rasio kecukupan modal bank untuk mengantisipasi risiko kerugian. Rata-rata bank besar...
Diagnosis Kesimpulan Sektor
Kinerja bank stabil namun perlu diperhatikan potensi kenaikan pencadangan kredit macet (NPL) atau penurunan NIM.
Emiten teratas dalam sektor Financial Services
PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Corporate Banking, Institutional Banking, Commercial Banking, Consumer Banking, Treasury & International Banking, Head Office, and Subsidiaries segments. The company offers savings; savings plan and FIPF products; loans; credit cards; bancassurance, payroll, and simulation services; safe deposit boxes, bank references, bonds, foreign bank notes, and mobile banking services; services to collect payments or valuable documents; and Xpora, a digital solution for small and medium enterprises. It also provides business banking, funding, lending, trade finance, smart remittance, foreign direct investment, collection and liquidity management, payment management, supply chain financing, consumer financing, wealth management, and custody and trust services; financial institution products; solutions for industrial sectors; and treasury products. In addition, the company offers insurance and venture capital services; securities; and ATM, phone and SMS banking, mobile and internet banking, and internet payment gateway services. PT Bank Negara Indonesia (Persero) Tbk was founded in 1946 and is headquartered in Jakarta Pusat, Indonesia.
Beginner Insight:Understanding the "Architecture" helps you verify the company's physical scale and legitimacy. A global workforce usually indicates a mature, institutional player.