Bank Mandiri (Persero) Tbk
Hub Segmentasi: Perbankan (Financials Hub)
Mengukur selisih bunga bersih terhadap total aset produktif bank. Nilai sehat di atas...
Rasio kredit macet dari total pinjaman yang disalurkan. Batas aman OJK adalah di bawa...
Rasio penyaluran kredit dibanding dana simpanan nasabah. Rentang ideal likuiditas ada...
Rasio efisiensi operasional bank. Semakin rendah angkanya menunjukkan operasional yan...
Rasio kecukupan modal bank untuk mengantisipasi risiko kerugian. Rata-rata bank besar...
Diagnosis Kesimpulan Sektor
Kesehatan finansial bank tergolong prima dengan profitabilitas margin bunga (NIM) yang tebal dan kualitas kredit macet (NPL) terkendali sangat baik.
Emiten teratas dalam sektor Financial Services
PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Malaysia, Hong Kong, Timor Leste, Shanghai, England, and the Cayman Islands. It offers savings and current accounts, multicurrency, payroll, NOW, and foreign currency savings accounts; personal, mortgage, micro enterprise, small and medium enterprises, working capital, and investment loans; corporate, credit, and debit cards; and e-banking services. The company also provides life, health, and accident insurance products, as well as investment products; cash management, bill collection, payment, trade finance, money transfer, remittance, and wealth management services; and treasury services, including cash transaction, hedging, and investment products. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.
Beginner Insight:Understanding the "Architecture" helps you verify the company's physical scale and legitimacy. A global workforce usually indicates a mature, institutional player.